APRIL Entreprise Crédit (formerly APRIL Cover)

APRIL Entreprise Crédit (formerly APRIL Cover / SOGESCAU / Carisco) is an APRIL Group subsidiary that was set up to support very small and small and medium-sized businesses in their expansion in France and abroad.

APRIL Entreprise Crédit specialises in credit insurance for SMEs and very small businesses. In partnership with CESCE, one of Europe’s leading credit insurers, it provides companies with all the tools they need for managing their trade receivables.

"APRIL customer risk management" was designed specifically for SMEs and very small businesses. It provides all the trade receivables management tools they need to prevent and manage the risk of non payment: prevention, indemnification, debt collection, optimised financing.

This new package meets the needs of all companies, which can decide for themselves which customer they want to insure and which means to use:

• The business chooses the customer to be watched,
• For each customer, it determines the level of service it wants: information and ratings, company watch, insurance cover and debt collection,
• It decides on the amount of trade receivables it wants to insure,
• It manages its budget by paying insurance premiums only on the amount of the receivables it has decided to insure.

With "APRIL customer risk management", the company benefits from a global, immediate and up-to-date view of trade receivables portfolio. It is kept regularly informed on changes affecting its customers.

The APRIL customer risk management offer is marketed in France and abroad.

Small, medium-sized and very small businesses.