APRIL Partenaires (formerly GI2A / CGCA / APRIL Premium)

APRIL Partenaires (formerly GI2A/CGCA/APRIL Premium) combines these three areas of expertise while preserving each team’s specific characteristics. This organisation into specialist divisions ensures a responsive approach for designing appropriate, tailored solutions. Also, as non-standard risks are difficult to insure, APRIL Partenaires draws on a team of specialists with solid experience of managing underwriting results for insurance companies.

A full range of non-standard products APRIL Partenaires provides automobile and home insurance products to a customer base that is as varied as it is ‘non-standard’, with:

Special Motor Risks : for whom? People with a bad claims history or whose policy has been cancelled for non-payment, claims frequency, false declarations, alcohol and drug abuse, absence of track record, and young drivers. Which types of vehicles? All types.

No-claims Bonus Motor Risks (coming soon) : for whom? All drivers aged 21 to 75, with a no-claims bonus. Which types of vehicles? All types, regardless of use. What does it offer? Tailor-made cover, ultra-comprehensive extra cover, online pricing and subscription, etc.

Prestige and Executive Models : for which type of vehicle? For cars costing between €30,000 and €1 million. What does it offer? New replacement value, same-category replacement vehicle for up to 40 days, no mileage limit, repairs in dealer garages, legal protection for all causes included, etc.

"ProBat" ten-year Civil Liability : for whom? Craftsmen, sole traders and very small construction companies with annual sales of less than €500,000. How? Online quote within four hours, instant cover, simple, quick processing, payment terms available.

Prestige and Luxury Residences : for whom? Demanding property owners. Which types of assets? Apartments, villas, mansions, holiday homes with significant content, valuables, long-term vacancy. What does it offer? Unlimited new replacement values, the possibility to choose "all risks except" and "deductibles buy-back" options, and “premium legal protection and assistance”.

Unpaid rent, non-occupant owners : for whom? Individual owner-lessors. What does it offer? Insurance for unpaid rent without time limits and vacancy of up to 180 days. Non-occupant owners with legal protection included and possibility of taking out a ‘furnished accommodation’ option.

APRIL Partenaires is the specialist in non-standard insurance. The company designs and manages insurance policies for customers that are usually rejected by conventional insurers: professionals with specific risks, car drivers and motorcyclists with loaded premiums due to high risk, customers rejected for non-payment or without a track record, seniors, high-end property owners (works of art, outstanding homes or vehicles, etc.). APRIL Partenaires has a network of 6,000 insurance professionals throughout France.