General terms of use for the www.april.fr and www.april.com websites
Table of contents
- I - Introduction
- II - Definitions
- III - Protection of personal data
- IV - Cookies
- V - Username and Password
- VI - Access to the Services and Offers proposed on the « april.fr » and « april.com » websites
- VII - Information on the Services and Offers proposed
- VIII – Accessibility
- IX – Property
- X – Database
- XI – Limitation of liability
- XII – Force majeure
- XIII – Amendments to the terms of use governing the Websites and the Services
- XIV – Evidence
- XV – Language
- XVI – Severability
- XVII – Applicable law
I - Introduction
The « april.fr » and « april.com » websites have been designed to keep the public updated on the APRIL Group and to provide information on the various offers and services proposed by the APRIL Companies.
These general terms set out the terms governing use of the « april.fr » and « april.com » websites and the various proposed services by Users.
Use of or access to the « april.fr » and « april.com » websites and the proposed services implies unconditional acceptance without reservation of these general terms of use.
Mr Patrick PETITJEAN is the Publishing Director for the « april.fr » and « april.com » websites.
The Publisher of the « april.fr » and « april.com » websites is: APRIL, a French limited company incorporated as a société anonyme with share capital of EUR 16,086,548, registered with Lyon Trade and Companies Registry under number 377 994 553, an insurance intermediary registered in ORIAS (French Register of Insurance Intermediaries) under number 07 019 365 (www.orias.fr) registered office: Immeuble l’Aprilium, 114 Boulevard Marius Vivier Merle, 69487 Lyon Cedex 03, France.
Contact: Florence GODINO
The « april.fr » and « april.com » websites are hosted by APRIL Technologies, a French Economic Interest Group with a share capital of EUR 960,000, registered with Lyon Trade and Companies Registry under number 419 399 480, registered office: Immeuble l’Aprilium, 114 Boulevard Marius Vivier Merle, 69439 Lyon Cedex 03, unless otherwise specified in Clause V in relation to each of the proposed Services.
Contact: Pierre GANANSIA
II - Definitions
CNIL
Shall mean the « Commission Nationale de l'Informatique et des Libertés » (French Data Protection Agency).
Password / Username
Shall mean the confidential information, that Users must keep secret, which when used together, allow Users to prove their identity and access customer-only areas.
User
Shall mean any person using one of the Services proposed by the Website.
Services / Offers
Shall mean the various services and commercial offers proposed by the APRIL Companies on the « april.fr » and « april.com » websites, as set out in Clause VI (Information on the Services proposed).
Websites
Shall mean the websites through which Users access the information and Services proposed by the APRIL Companies.
APRIL Companies
Shall mean the trading companies belonging to the APRIL Group proposing their services and their offers on the « april.fr » and « april.com » websites. A list of these companies is set out at the end of these general terms of use.
III - Protection of personal data
The « april.fr » and « april.com » websites and the electronic processing of personal data arising from these Websites have been declared to the CNIL by the APRIL Companies. The APRIL Companies use the information provided to them by Users for the provision of the Services proposed on the Websites, as set out in Clause VII (Information on the Services and Offers) and, where Users have agreed thereto, to provide Users with information on the various insurance policies and services marketed by the APRIL Companies. Users may object, at any time, to the commercial use of their data by sending a letter to the above-mentioned address or replying to any e-mail sent.
Contact form
When Users ask to be put in contact with a partner insurance intermediary using the « Call back » form or « Get a quote » form, Users authorise the relevant APRIL Company to provide the insurance adviser with the information provided so as to enable contact to be made with Users to finalise their application.
Use of User e-mail addresses:
For existing APRIL customers, the e-mail address that they provided when they submitted their application or used to send e-mails to APRIL is liable to be retained and used by APRIL at a later date to propose services and commercial offers to Users.
For Users who are not yet APRIL customers, the relevant APRIL Company will ask for their consent prior to using their e-mail address for commercial purposes.
Right of access and correction:
Pursuant to French Data Protection Act n°78-17 of 6 January 1978 and EU Directive 95/46/EC of 24 October 1995 on the protection of personal data and privacy, Users are entitled to have access to their personal data held by the APRIL Companies for the purpose of the Services proposed on the Websites and to have such data modified, corrected or deleted. In order to exercise these rights, Users should write to APRIL, Direction Juridique, 114 Boulevard Marius Vivier Merle, 69487 Lyon Cedex 03, France, specifying their postal address and enclosing a copy of their proof of identity.
IV - Cookies
Cookies are small files temporarily saved in a specific folder on Users’ computers. The Publisher of the Websites uses cookies to generate anonymous statistics on the number of visitors to the Websites and the various sections.
All Users have the ability to modify their browser settings to automatically decline cookies or expressly accept them. For practical information on how to deal with cookies in your browser, Users should visit the « Vos traces » (Tracking) section of the French Data Protection Agency’s website http://www.cnil.fr.
PLEASE NOTE: in the event that a User declines the cookies, sections of the Websites requiring Users to remain logged in throughout their session will no longer be accessible.
Your browser can be configured to alert you when a cookie is being installed and to prompt you to accept or refuse them once and for all.
Here are the steps to follow for controlling or blocking the installation of cookies:
- 1. In the menu bar, click on the “tools” tab
- 2. In the drop-down list, click on “Internet Options…”
- 3. In the new window, click on the “Privacy” Tab
- 4. Then click on the “Advanced…” button of the Settings section
- 5. To always allow cookies, let the “Override automatic cookie handling” box empty
- 6. To disallow cookies, select the “Override automatic cookie handling” box and select the “Block” option bellow.To have the option of allowing or disallowing cookies on a case-by-case basis, select the “Prompt” option. If you choose this option, you will be prompt to allow or to decline the cookie every time you visit a website using them.
V - Username and Password
The Username and Password are strictly personal and confidential. Users are responsible for keeping them safe and secure and should not disclose them to any other person. Failing this, Users shall be liable for the consequences of the disclosure of their Username or Password or their use by third parties.
In the event that a User loses or forgets the Password and/or Username, Users must fill in the identification form available on the Websites and they will then receive their Password and/or Username by e-mail.
APRIL may not be held liable for any consequences of a fraudulent or abusive use of the Username or Password.
Use of the Username and the unique Password at the same time constitutes proof of the User’s identity and the User’s consent to the processing of the transaction.
Information registered within APRIL’s IT system also constitutes proof of the said transactions, vis-à-vis both APRIL and the User.
VI - Access to the Services and Offers proposed on the « april.fr » and « april.com » websites
The Services and the various Offers proposed by the APRIL Companies may be consulted free of charge (excluding connection costs) by any User with Internet access. Any and all costs incurred to access the Services and the Offers, including hardware, software and Internet access costs, shall be borne exclusively by Users, who shall be solely responsible for ensuring that their IT equipment and Internet access work properly.
Certain Services and certain Offers proposed on the « april.fr » and « april.com » websites may be reserved to Users who already hold a policy with APRIL, after logging in using their Username and Password.
APRIL reserves the right to refuse access to all or part of the Services and Offers, unilaterally and with no prior notice, to any User failing to comply with these general terms of use.
Where Users are asked to provide information, they undertake to provide accurate and up-to-date information.
Users undertake not to copy, modify or alter and not to attempt to copy, modify or alter in any manner whatsoever the content or the programming of the pages of the Websites through which the proposed Services and Offers can be accessed and used.
Users undertake to comply with any and all applicable regulations in the country in which they use the Services, and, in particular, undertake not to submit any defamatory or offensive, infringing, unlawful, inaccurate or falsified document, data or information or documents, data or information that are contrary to public policy, immoral or that have an adverse effect on the technical operation of the Websites or the Services.
APRIL reserves the right to decline any request for access to the Services and/or the Offers proposed on the « april.fr » and « april.com » websites that is clearly contrary to public policy or immoral and to bring legal proceedings against any User acting in such a way as to potentially breach these terms or the laws or regulations in force.
VII - Information on the Services and Offers proposed
VII-1 / Recruitment service
The Publishing Director for the « Careers » section is Emilie Bertrand, Employment & Employer Branding Manager, at APRIL.
The Recruitment Service is hosted by Adeli, 618 Avenue Général de Gaulle, 69760 LIMONEST - FRANCE.
Any questions relating to the Recruitment Service should be sent to the following address: APRIL, Direction des Ressources Humaines, 114 Boulevard Marius Vivier Merle, 69487 Lyon Cedex 03 FRANCE, or by e-mail to emilie [dot] bertrand [at] april [dot] com. This e-mail is protected from e-mail harvesters. Your browser must accept Java script to access the Recruitment Service. The automated part relating to offers is managed directly by Aktor Interactive, under the supervision of APRIL Human Resources.
VII-1-a/ Description of the Recruitment Service
Through this Service, Users can view job offers proposed by the APRIL Companies’ recruiters (APRIL employees or third party recruiters appointed by an APRIL Company, duly authorised by APRIL to publish job offers online as part of this Service and/or to follow up job applications submitted by Users for recruitment within the APRIL Group), submit applications in response to these job offers and submit spontaneous applications.
Confirmation of receipt of the application is instantly sent to the e-mail address specified by the User. In particular, where a User has submitted an application in response to a job offer issued by an APRIL Company. APRIL reserves the right to subsequently contact any User whose profile matches a future vacancy within the APRIL Group, subject to compliance with the period during which applications can be kept set out in Clause IV-1-c (User data arising from use of the Recruitment Service) and provided that the relevant User has not asked APRIL to delete his/her personal data.
Through the Recruitment Service, Users can also sign up for e-mails advertising new job offers within the APRIL Group, based on criteria selected by the User.
VII-1-b/ Scope
The sole purpose of the Recruitment Service is to bring together Users and potential recruiters for the APRIL Companies. It has not been designed to manage User recruitment in any way. Any recruitment process to be followed as a result of contacts made via the Service shall be governed by another set of terms and conditions and shall be carried out under the exclusive responsibility of the recruiter(s) of the relevant APRIL Company.
VII-1-c/ User data arising from use of the Recruitment Service
Personal data is collected from Users solely to enable recruiters for the APRIL Companies to match User profiles with the job requirements for any vacancies.
Data that is essential to any processing of applications submitted in response to job offers or spontaneous job applications are marked with an asterisk. In the event that these compulsory questions are not answered, the User’s application will not be processed. Provision of the other personal data is optional.
Users shall not, under any circumstances, be discriminated against by APRIL within the context of the Recruitment Service on account of their answers to the questions asked via the Recruitment Service or any failure to answer any optional questions. In the same way, Users shall not, under any circumstances, be discriminated against by APRIL on account of the compulsory questions that they are required to answer as part of the Recruitment Service. They are merely required to allow the relevant APRIL Company to subsequently contact Users with relevant and personalised information within the context of the Recruitment Service.
Applications submitted by Users shall be made available to all entities of the APRIL Group interested in their profile, located in the territory or outside the European Union. Where necessary, applications may also be communicated to external recruiters (not APRIL employees) for the purpose of the applicant selection procedure. By replying to a job offer or submitting a spontaneous application, Users agree to their application being communicated in this way. In any case, data provided by Users shall only be used to study their applications for positions proposed by the APRIL Group and for the purposes of the recruitment procedure and shall never be transferred or disclosed for any other purpose.
Users are entitled to have access to their personal data and to have such data modified, corrected or deleted in accordance with the provisions set out in Clause III (Protection of personal data).
Personal data collected via the Recruitment Service shall only be kept by the Publisher of the Service for a limited period of time:
- for trainees and applicants for work placements under the VIE programme (Please note: applications under the VIE programme may only be submitted by European Union citizens), for six (6) months ;
- for applicants with little or no previous experience, for twelve (12) months ;
- for experienced applicants, for twelve (12) months.
However, Users are reminded that they are entitled, at any time, to require that their personal data be deleted, in accordance with the provisions of Clause III (Protection of personal data).
The Publisher of the Recruitment Service undertakes to use such resources as is current best practice to avoid any breach of the integrity and confidentiality of the data by unauthorised third parties. However, the security, confidentiality and integrity of data communicated via the Internet cannot be guaranteed by the Publisher of the Recruitment Service, on account of the technical characteristics of the network.
VII-1-d/ Liability
The Publisher of the Recruitment Service has no control over job offers published via the Recruitment Service by recruiters, which are published at the sole responsibility of the recruiters.
The Publisher of the Service makes the User’s job application available to recruiters. However, this does not in any way guarantee that a User’s job application will be selected by a recruiter or that a User will be contacted by a recruiter to take part in a recruitment procedure.
The Publisher of the Service has no control over the selection or recruitment process implemented by the various APRIL Companies and/or, where applicable, recruiters. In this respect, the Publisher of the Service disclaims all liability as regards the way in which the various APRIL Companies or recruiters may use data communicated by Users via the Service during the recruitment stage and in particular, in the event that the use of the said data is in breach of the legislation in force in the country in which the recruitment stage takes place.
VII – 2 / Group, Press and Finance corporate information service
VII – 2-a/ Information on corporate pages
Information available on the Websites is provided for general information purposes only and should not be treated as advice. The information presented is not in any way exhaustive. Despite updates to the content of the Websites, APRIL and the APRIL Companies cannot be held liable for any changes in administrative or legal provisions occurring after publication. APRIL reserves the right to modify and update this information at any time and without prior notice.
VII – 2-b/ Right of access in relation to the « Receive e-mail alerts » computer file
Users that have submitted information via the « Receive e-mail alerts » area, allowing Users to be directly or indirectly identified, are entitled to ask Kaélia, the company managing this service, to provide a copy of their personal data or, where applicable, to correct this information, under the provisions of French Act n°78-17 of 6 January 1978 on data processing, data files and civil liberties.
VII – 2-c/ Non-stop stock exchange data
Data is provided by Symex. APRIL cannot guarantee the accuracy of this stock exchange data feed. It may not be held liable for any decisions taken on the basis of information viewed on the Websites.
VII – 2-d/ Press and financial communications
The content of the information in the Group/Press/Finance section is regularly updated by Kaélia, APRIL’s communications agency: www.kaelia.fr
Photo credits for the group/press/finance and careers section: Item Corporate/Bertrand Gaudillere; P. Perez Castano; Noël Bouchut; Getty Images.
VII – 3 / « Did you know » Service
VII-3-a/ Description of the « Did you know? » Service
The information provided by this Service helps Users to improve their understanding of the insurance industry.
VII-3-b/ Warning
The information published through this Service has been taken from supposedly reliable sources. However, APRIL cannot guarantee that this information is exhaustive, accurate or relevant. Equally, the information made available on this website has been published for information purposes only and should not, under any circumstances, be treated as any kind of advice or recommendation whatsoever.
Accordingly, APRIL may not be held liable, under any circumstances and on any basis whatsoever, for the use of information and content available in this section. Users are solely liable for the proper, sensible and intelligent use of information made available to them on the Websites.
VII – 4 / « Existing Customers » Service
VII-4-a/ Description of the « Existing Customers » Service
For the APRIL Companies offering this Service, this Service allows Users to access their personal data relating to the management of their policies. By logging in to this area, Users can perform certain operations online and can, in particular, modify their personal data.
VII-4-b/ Access to the « Existing Customers » Service
In order to activate this Service, when Users log in for the first time, they must:
- enter their Username and Password sent to them by post at the same time as their customer pack,
- fill in an application form, read and accept these general terms and answer a « secret » question.
Once this Service has been activated, Users will only need to enter their Username and Password to use the Service.
VII-4-c/ Personal data
The personal data presented in the « Existing Customers » area has been provided to APRIL by Users when they took out their insurance policy or during the term of the policy.
APRIL also uses any and all information provided by Users via the « Existing Customers » area to register their requests for changes.
VII – 5 / E-commerce and Products Service
VII-5-a/ Description of the E-commerce Service
For the APRIL Companies offering this Service, this Services allows Users to view insurance offers proposed by the APRIL Companies and, in certain circumstances, to buy some of the insurance policies offered directly online.
Users must be 18 years of age or older to take out insurance policies proposed by companies of the APRIL Group.
VII-5-b/ Information on the Services and products
Information available on the Websites is provided for general information purposes only and should not be treated as advice. The information presented is not in any way exhaustive. Despite updates to the content of the Websites, APRIL and the APRIL Companies cannot be held liable for any changes in administrative or legal provisions occurring after publication. The products and services proposed on the Websites are open to French residents only. Simulations presented on the Websites were designed to give Users a rough estimate only. The companies of the APRIL Group reserve the right to modify and update this information, and the content of commercial offers, at any time and without prior notice.
VII-5-c/ Terms and conditions governing contact with an insurance intermediary/getting a quote/buying insurance online
Where Users ask for a quote or buy insurance on the Websites, they are asked to fill in a questionnaire containing personal data required for the processing of their application. The provision of this personal data is compulsory; without it, their applications cannot be examined. This data is also required to enable the User’s position to be assessed and to calculate the relevant charges. Insurance policies may be taken out on the basis of the information provided in the questionnaire where Users agree thereto. Accordingly, Users must ensure that they answer the questions honestly and accurately as in the event that incorrect information is given or information is withheld, the compensation payable could be reduced or cancelled under French insurance law.
Buying insurance online Health
In order to take out insurance online, Users must follow the instructions given at each step of the application process. Each step must be confirmed by Users in order to proceed to the next step. During the process, Users may at all times correct any information given by returning to the previous steps using the link provided. The buying process is not complete until the User has signed the summary of requirements and the insurance application electronically. Once the process is complete, Users will receive a confirmation e-mail at the e-mail address provided during the buying process confirming that the insurance policy has been registered by the relevant APRIL Company. This e-mail contains a link granting access to all of the information relating to the User’s insurance policy, stored in a secure database that can be accessed from the « Existing Customers » area of the Websites.
Buying insurance online Auto
To subscribe, the user is required to follow the instructions mentioned at each step of the online subscription. Each step requires the user validation of the current step to proceed to the next step. During the subscription, the user has the possibility of correcting any given information by going back to a previous step using the links available for that purpose. Online payment by the user will be held as proof of its consent to the subscription of the insurance contract. Once the subscription finalized, the user will receive a confirmation email sent to the email address provided by him during the subscription that will attest the validation of the insurance contract subscription by APRIL Mon Assurance. This email will contain the insurance proposal, the collection of needs, the cover note and the debit authorization.
To receive his permanent “green card” (the proof of insurance paper), the user will be required to send all proper documents by mail to: APRIL Mon Assurance – Service Clients Internet – 27 rue Maurice Flandin 69444 Lyon Cedex03. Failing to return the complete file within 30 days from the effective date will automatically terminated the contract. All amounts paid will be retained as penalties.
VII-5-d/ Information on electronic signatures
In order to sign the insurance application electronically, Users must enter the « signature code » provided to them by text message (on their mobile telephone) when they clicked on « I confirm that I am happy with the proposal and I wish to receive my signature code by text message ». This code signature is personal and confidential, it should not be disclosed. After accepting the terms and conditions of the insurance policy (application, level of cover, general terms and conditions), Users can use this signature code to sign the insurance policy and to immediately buy the insurance online by clicking on « sign the application ».
The electronic signature proposed by the APRIL Companies constitutes a reliable procedure for User identification complying with the statutory rules in force. It is used to guarantee the authenticity of the signatories and the integrity of the information provided by them.
VII-5-e/ Right to cancel the insurance and procedure
In accordance with the French rules in force on distance selling, Users are entitled to cancel their insurance by letter sent by registered post with acknowledgement of receipt to the relevant APRIL Company, to the address stated in the general policy terms and conditions provided when the policy was taken out, within fourteen (14) days of the date on which the insurance was taken out.
The policy will cease to apply on the date on which the cancellation letter is received and any premiums already paid will be repaid, other than those corresponding to the period of cover up until cancellation. Users wishing to cancel their insurance in this way may use the following template:
« I, the undersigned, Mr/Mrs/Ms/Miss........................................ (first name, surname, address) hereby inform you that I wish to cancel my insurance policy « ………………………..(name of the policy) » No. ..............................(customer number stated on the insurance certificate or in the special terms and conditions) that I took out online on ........................................
Signed in ……… on ……….… signature ……… »
In the event that any payments have already been made under a policy, it cannot be cancelled in this way.
Please note: Certain policies have a thirty (30) day cancellation period. Please check the general terms and conditions of the policy.
VII-5-f/ Evidence and storage
Health
The insurance application signed electronically, certified, marked with the date and time and stored on an electronic medium shall constitute proof of the existence of the policy between the relevant APRIL Company and the User, the identity of the signatory and the integrity of the documents signed in this way.
The policy documents are stored by the relevant APRIL Company with a third-party company, on an electronic medium having probative value in accordance with the rules in force and may be produced as evidence in any litigation or mediation proceedings. Users should keep a hard copy or electronic version of their policy documents. In the event that these documents are lost, Users may obtain a copy of them by writing to the relevant APRIL Company, at the address stated in the general policy terms and conditions provided when the insurance was taken out. Users shall bear the cost of obtaining a copy of these documents, charged at the rate in force on the date of the request.
Auto
The user agrees that all information provided by APRIL Mon Assurance, through the website and by email that have been stored in the information systems of APRIL Mon Assurance, will have probative value and will be binding in case of dispute. All attachments and exchanges are archived electronically via the company Atempo and the system ADAM (Atempo Digital Archive for Messaging), an electronic archiving platform guaranteeing the integrity of the content of exchanges and attachments.
The user must keep its contractual documents in paper form. If lost, he will be able to access these documents on a simple request to APRIL Mon Assurance at the address shown on the contract general conditions that were handed over at its subscription, the cost of recovering the archive will be borne by the user, at the rate prevailing on the date of the request.
VIII – Accessibility
The « april.fr » and « april.com » websites may be accessed 24 hours a day, 7 days a week. However, APRIL reserves the right to close down or prevent access to all or part of the Websites, in particular for maintenance purposes or pursuant to a court order and in the event of force majeure. APRIL may not, under any circumstances, be held liable for any non-availability of the Websites or the Services or for any total or partial interruption to the viewing of the pages of these Websites. Users are responsible for checking that they have the tools and means of electronic communication, access rights given by APRIL and the skills required for access to the Websites and the Services.
IX – Property
The Websites and the various pages of the Websites allowing access to the proposed Services and any elements making up the Websites and their pages and/or used for the operation of the proposed Services, in particular photographs, images, animation, software, interfaces, trade marks, logos, text, drawings, icons and illustrations (hereinafter referred to as the « Data ») are protected worldwide under industrial and intellectual property laws.
As a general rule, access to the Websites and the proposed Services does not grant Users any rights in relation to the intellectual property rights in the Data, which remain the exclusive property of APRIL or, where applicable, third party right holders.
Users are authorised to copy pages of the Website solely for their personal information and for a strictly private use. In all other cases, Users are not authorised to copy, reproduce, display, modify, translate, create by-products from or distribute all or part of the Data or exploit or use it in any other manner other than for the purposes of the Service used.
Any unauthorised or unlawful use of the Data may incur the User’s civil and criminal liability under the laws in force.
X – Database
The proposed Services may use databases bringing together information relating to the data provided by Users (hereinafter the « Database »).
These Databases are the exclusive property of APRIL.
In accordance with French law, Users of the Services undertake not to infringe APRIL’s intellectual property rights in the Database and undertake, in particular, not to perform any substantial or regular extraction of the data and not to use the data other than for strictly private and non-commercial purposes.
Users undertake not to access the content of the Database other than via the relevant Service and in accordance with the terms and conditions governing the relevant Service.
XI – Limitation of liability
APRIL gives no warranty in relation to hypertext links allowing Users to access third party websites and APRIL does not in any way undertake to check these links or the content of the relevant third party websites. The inclusion of a link to a third party website shall not imply any endorsement by APRIL of the third party website or the products and services that may be proposed on such websites. Accordingly, APRIL disclaims all liability as regards the content or privacy policy of such third party websites.
Given the technical problems that can be encountered with the Internet network, APRIL cannot warrant that there will be no disruption to the proposed Services and shall not be liable for any interruptions, suspensions, malfunctioning or bugs affecting the Services or for the alteration, destruction or loss of data provided by Users. Users also acknowledge that the Service may be interrupted for maintenance.
Furthermore, APRIL cannot be held liable for any problems accessing or using the Services arising from the malfunctioning or unavailability of the Websites through which Users access the proposed Services, where these websites are under the responsibility of an entity other than APRIL.
APRIL reserves the right to temporarily or permanently modify or suspend all or part of the proposed Services, at any time and with no requirement to inform Users. APRIL may not be held liable to Users or third parties in the event that the proposed Services are modified, suspended or shut down.
APRIL and the APRIL Companies shall not be liable for any direct or indirect loss of any kind arising from the content and/or use of the Websites and/or the proposed Services or from access thereto, including, in particular but without prejudice to the generality of the foregoing, any operating losses, loss of programmes or data, any damage to or virus that may infect the IT equipment or any other property of Users of the Websites or the Services.
XII – Force majeure
APRIL shall not be liable for any loss, damage or harm arising from a force majeure event, as defined by the French courts.
XIII – Amendments to the terms of use governing the Websites and the Services
APRIL reserves the right to amend all or part of the terms of use governing the Websites or the proposed Services, at any time and with no requirement to inform Users.
Amendments shall take effect from the date they are published online.
Accordingly, Users are personally responsible for regularly reviewing the terms and conditions hereof. By continuing to use the proposed Services, Users automatically agree to any amendments made hereto.
XIV – Evidence
It is expressly agreed that any data, information, files and any other digital evidence exchanged between Users and APRIL or stored by APRIL, in particular in its databases or on its servers, shall constitute admissible, valid and binding evidence having the same probative value as a private agreement.
Users undertake not to challenge the admissibility, validity, binding nature or probative value of the above-mentioned electronic evidence or evidence in an electronic format, on account of the fact that it is « electronic ». Unless proved otherwise, this evidence shall be valid and binding in the same manner, on the same terms and with the same probative value as any document drawn up, executed or stored on paper.
XV – Language
Any inconsistency between the French version and the English version hereof shall be resolved solely by reference to the French version.
XVI – Severability
In the event that one or more of the provisions of these terms of use are considered to be invalid or held to be invalid under a law, regulations or a final court order issued by a court having jurisdiction, the other provisions shall remain in full force and effect.
XVII – Applicable law
These terms of use governing the Websites and the proposed Services are governed by French law. Any dispute relating to the interpretation or performance of these terms of use or the performance of the proposed Services shall be referred to the court having jurisdiction in Lyon, France.
List of the APRIL Companies present on the « april.fr » and « april.com » websites:
| N° RCS | N° ORIAS | ADRESSE | |
| APRIL | 377 994 553 | 07 019 365 | 114 boulevard Marius Vivier Merle - 69487 LYON Cedex 03 - France |
| APRIL SANTE PREVOYANCE | 428 702 419 | 07 002 609 | 114 bd M. Vivier Merle - 69439 LYON Cedex 03 - France |
| APRIL ENTREPRISE LYON | 950 398 131 | 07 024 041 | 1 place Verrazzano – 69009 LYON - France |
| APRIL ENTREPRISE IMMOBILIER | 442 444 782 | 07 003 787 | 1 place Verrazzano – 69009 LYON - France |
| APRIL ENTREPRISE PARIS | 722 069 226 | 07 029 289 | 103/105 rue Anatole France – 92300 LEVALLOIS-PERRET - France |
| APRIL ENTREPRISE EST | 648 501 864 | 07 027 676 | 200 avenue de Colmar – 67100 STRASBOURG - France |
| APRIL ENTREPRISE SAVOIE | 377 974 555 | 07 000 711 | 81 route des Carts – 74370 PRINGY - France |
| APRIL ENTREPRISE CREDIT | 382 994 572 | 07 029 289 | 103/105 rue Anatole France - Immeuble Kleber - 92300 Levallois-Perret - France |
| CARISCO | 382 994 572 | 07 029 268 | 103/105 rue Anatole France – 92300 LEVALLOIS-PERRET - France |
| APRIL MON ASSURANCE | LYON 350 379 251 | 08 039 963 | 27/29 Rue Maurice Flandin - 69444 LYON Cedex 03 |
Documentation DJM – February 2013 - Référence: ML 01-02/13