Business
Axéria Prévoyance acts on the whole Insurance Value Chain:
Risk carrying, Design, Pricing, Administration and technical follow-up of policies.
Another specificity is that the company has the ability to control the delegation of key activities in order to adapt business opportunities to the market new usages.
With 20 years of experience, Axéria Prévoyance takes the risks by using the majority of available techniques (reinsurance, co-reinsurance, insurance, co-insurance, fronting).
Products and services
- Loan insurance:
Axéria Prévoyance engaged the individual loan insurance market 15 years ago. Since its historic risk carrying position for the APRIL Group, Axéria Prévoyance managed to export its know-how from France to Germany and Portugal.
- International Health:
Initially dedicated to the Expatriates market more than 10 years ago, Axéria Prévoyance has adapted to the international health issues. They put forward new challenges to answer in order to care for individuals who leave home, in their place of expatriation whether temporarily or endlessly: cost control, healthcare networks, and alternative care.
- Individual health and protection:
We cover individuals in case of work accident, occupational disease, disability and protect their families in case of death. Old age health is also an important market where Axéria Prévoyance is engaging its expertise.
- Group health and protection:
Since January 1st 2016, every French incorporation has the obligation to propose a complimentary health insurance to their staff members. Axéria Prévoyance offers an array of modular health benefits: core cover subscribed by employers, individual add-ons and also extensions for beneficiaries. The health covers are also adapted to the different French National Collective Agreements (where an economic sector provides its guidance for all incorporations pertaining to them).
Customers
Axéria Prévoyance relies on and brings a variety of expertise offered by:
- Direct and Wholesale brokers: co-designing of insurance solutions with the delivery of Axéria Prévoyance’s technicity and market knowledge. Brokers can also benefit from advise on commission models.
- Third Party Administrators and Service Providers: addressing as a whole both risk control and services adapted to customers new usages.
- Mutual players / key accounts: proposing solutions in order to widen their panel of offers and to increase customer loyalty.