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url(http://www.april.com/sites/default/files/2000x316.gif)"--> <div class="pic"></div> <div class="grid-row clearfix"> <!--breadcrumbs--> <div class="breadcrumbs"><span class="breadcrumbitem"><a href="https://www.april.com/">Home</a></span><span class="breadcrumbitem"><a href="https://www.april.com/just-curious" title="">Just Curious?</a></span><span class="breadcrumbcurrent"><a href="https://www.april.com/just-curious/activities-and-companies">Our activity and companies</a></span></div> <div class="page-title grid-col-9"> <h1>Our professions</h1> </div> <!--<div class="page-subtitle">L'assurance n'est plus ce qu'elle était</div>--> </div> </div> <!--/ page intro --> <!-- page content --> <div class="page-content"> <div class="grid-row"></div> <!-- page content section --> <div class="page-content-section "> <div class="grid-row "> <div id="block-system-main" class="block block-system"> <div class="content"> <div id="node-542" class="node node-basic-large-page clearfix"> <div class="content"> <div class="node-promoted"><div class="grid-row"> <h2 class="is-green">Our different professions<br /> <span class="is-detail">Our professions : operations troughout the insurance value chain.</span></h2> <!--<p><em class="is-orange h5">Our professions : operations troughout the insurance value chain.</em></p>--> <div class="grid-row"> <div class="grid-col grid-col-8"> <div class="grid-col grid-col-4"> <h3 class="h4 is-orange">Insurer</h3> <hr class="has-solid-grey-border l-addTop--smaller" /> <p>The group has developed an insurance business <b>in support of its brokering network,</b> through its insurance companies, Axéria Prévoyance, Axeria iard and Axeria Assistance, which design insurance products, evaluate risk, advise delegated managers and offer technical management and monitoring.</p> </div> <div class="grid-col grid-col-4"> <h3 class="h4 is-orange">Wholesale broker</h3> <hr class="has-solid-grey-border l-addTop--smaller" /> <p>Bolstered by its long-standing position as a multi-specialist wholesale broker, the group is the leading wholesale broker in France in loan protection insurance and group insurance <b> for professionals (small businesses and the self-employed), </b> in property and casualty insurance for private individuals and professionals.</p> </div> </div> </div> <div class="grid-row block"> <div class="grid-col grid-col-8"> <div class="grid-col grid-col-4"> <h3 class="h4 is-orange">Direct broker</h3> <hr class="has-solid-grey-border l-addTop--smaller" /> <p>The group also supports<b> businesses with over 50 employees</b> through its 2 direct brokers which operate under the APRIL Entreprise brand. Multi-specialist brokers, administrating and advising on business risk insurance, they cover the whole range of business insurance issues (life and health insurance, property and casualty insurance and financial risk).</p> </div> <div class="grid-col grid-col-4"> <h3 class="h4 is-orange">Third party administration / TPA </h3> <hr class="has-solid-grey-border l-addTop--smaller" /> <p>A pioneer of third party administration through its subsidiary Cetim, the group offers standard or bespoke administration for <b>both small businesses and CAC 40 key accounts</b>. Cetim works alongside over 80 insurance companies, private health insurance providers and personal protection institutions.</p> </div> </div> </div> <h2 class="is-green"> Our professions worldwide</h2> <div class="grid-row block"> <div class="grid-col grid-col-8"> <div class="grid-col grid-col-4"> <h3 class="h4 is-orange">Wholesale broker</h3> <hr class="has-solid-grey-border l-addTop--smaller" /> <p><strong>Our model is adapted</strong> to suit certain countries such as Canada and the UK:</p> <ul class="arrow-list_orange"> <li>In-depth knowledge of the local market and context</li> <li>Tailored range of products</li> <li>High quality policy handling </li> <li>Locally-run networks</li> </ul> </div> <div class="grid-col grid-col-4"> <h3 class="h4 is-orange">Mobility assistance</h3> <hr class="has-solid-grey-border l-addTop--smaller" /> <p><b>Our professions: </b>health assistance, motor insurance, home insurance, legal assistance, travel services, etc.</p> </div> </div> </div> <div class="grid-row block"> <div class="grid-col grid-col-8"> <div class="grid-col grid-col-4"> <img alt="" src="/sites/default/files/photo_activites_APRIL_internantional.jpg" style="float: none;" /> <ul class="arrow-list_orange"> <li>World-wide assistance network with 14 policy handling platforms (24/7) managed through 3 hubs: <ul class="arrow-list_orange"> <li>Europe (France)</li> <li>Americas (US)</li> <li>Asia (Thailand)</li> </ul> </li> <li>International network of 20,000 service providers (hospitals, clinics, ambulance drivers, etc.)</li> <li>4 expat call centres </li> </ul> </div> <div class="grid-col grid-col-4"> <ul class="number-list is-green"> <li><span class="big-number">150 000</span>medical cases handled in 2014 in over 150 different countries </li> <li><span class="big-number">30</span>languages spoken</li> <li><span class="big-number">97%</span>global coverage</li> </ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <!--/ page content section 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